Home loans

We’re here to make home loans simpler and easier with our popular tools, special offers and helpful calculators.

3 year fixed rate home loan

This offer is for new owner occupier Owner occupier An owner-occupier owns the home they live in which is used as their primary residence. They don’t rent out the home or use it for investment purposes. , principal and interest home loans where the customer takes a 3 year fixed rate NAB Tailored Home Loan and has a deposit of 30% or more of the property value (maximum permitted loan to value ratio of 70%).

3 year fixed rate

Monthly service fee

For more information on comparison rates and the fees and charges that can apply please refer to our Important Information below.

Comparison rates are based on a secured loan of $150,000 over a term of 25 years

Application Fee Waiver Offer Terms and Conditions

Home loan comparison calculator – Calculator Assumptions

Important interest rate information for Business and Private Wealth customers

Ready to start your home buying journey?

Book an appointment with a home loan expert to discuss your options.

Tools and calculators

Calculate how much you can afford to borrow and other useful home loan tools.

How much can I borrow?

Get an estimate of how much you can afford to borrow for your home.

Home loan repayment calculator

Compare your loan amount with other factors to estimate your loan repayments.

Equity loan calculator

Evaluate your home’s equity and see how you could make it work for you.

Which home loan is right for me?

We’ll help you find a home loan that suits your needs.

Other options to consider

Learn about home loans for members of the Australian Defence Force, or how the Home Loan Guarantee Scheme could help you buy your first home sooner. Alternatively, if you have or are intending to borrow more than $850,000, learn how you might benefit from becoming a premier customer.

NAB Defence Force Home Loans

Our NAB Defence Force Home Loan product range is available to eligible Australian Defence Force members.

NAB Premier Banking

Our home loan expert bankers can provide you with a personalised, premier service tailored to your situation.

Home Guarantee Scheme

Get into your first home with a 5% deposit.

Help and support

Get the most out of your NAB home loan and discover popular help and support tasks.

Tips Home buying guides

Buying your first home

There's a lot to consider, so here are some tips and tools to get you sorted.

Buying your next home

Thinking about buying a house or freeing up equity? We can help make it happen.

Loan options for investing in property

Let us help you grow, build and manage your property portfolio.

Contact us for home loan related queries

This is how you can get in touch.

Start a conversation with a banker

  1. Log into either NAB Internet Banking or the NAB app.
  2. Tap on the message icon.
  3. Type ‘speak to a person’ in the conversation window.

Call us

Speak to a home loan expert about a new or existing home loan.

Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)

Book an appointment

Make an appointment to see us at your nearest branch, ask a mobile banker to come to you or ask us to call you back.

Important Information

Terms and Conditions

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Quick links

Quick links

Policies and terms

Policies and terms

Connect with us

Connect with us

NAB acknowledges the Traditional Owners of the land as Australia’s First Peoples and recognises their continuing connection to lands, water and country. We pay our respects to Elders past and present.

Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Product Disclosure Statement or Terms and Conditions available online or by contacting us. Credit applications are subject to credit assessment criteria. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at nab.com.au/TMD. Products issued by NAB unless stated otherwise.

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